If you want a new home and fall within the income guidelines - you could be in luck.

The West Virginia Housing Development Fund is now offering low-to-moderate-income home buyers the lowest rate in its history.

Four-point-eight-nine percent over 30 years.

The housing fund just completed a $30 million-dollar bond issue.

The money will be available to fund mortgage loans for more than 400 qualified applicants.

Seventy of the state's banks and lending businesses participate in the program.

Income and price limits vary from county-to-county.

The program also offers assistance of up to two-thousand dollars to cover closing costs.

The West Virginia Housing Development Fund was created by the Legislature in 1968 to help families afford housing.

The fund has helped finance more than 45,000 homes and 17,000 rental units.

For more info visit www.wvhdf.com